Insurance
Health insurance
According to § 5 para 1 No. 9 of Book V of the German Social Code, every student must be registered for compulsory insurance in the public health insurance system.
Exception: Proof of health insurance is not required if you are over 30 years of age or wish to enroll in a doctoral program or as a visiting student.
- How do I provide this proof?Hide
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If you have statutory health insurance, please contact your health insurance provider and ask them to send your insurance status directly to the University of Bayreuth using the electronic notification procedure (sender number: H 000 1192). Without this electronic notification from a statutory health insurance provider, it is not possible to enroll for a degree program. It does not matter which statutory German health insurance provider you are insured with.
- How is proof provided for privately insured persons?Hide
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If you have private health insurance, please contact a statutory health insurance provider and ask them to send the University of Bayreuth a certificate of exemption from statutory insurance via electronic message to sender number H 000 1192. Proof of private health insurance is not sufficient for enrollment.
It does not matter which statutory German health insurance company you apply to for exemption. - How is proof provided if sufficient insurance already exists within the EU?Hide
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If you already have insurance within the EU, contact a statutory German health insurance company and have them check whether your insurance coverage is sufficient for enrollment. If this is the case, please ask the health insurance company to send a confirmation directly to the University of Bayreuth via electronic notification to the sender number H 000 1192, stating that you are not subject to compulsory insurance or are exempt from the statutory German insurance obligation.
Accident insurance
During the course of their studies at the University of Bayreuth, all students are insured by the statutory accident insurance. Insurance cover extends to activity during education and training at the university, i.e. It must be activity related to the course of studies carried out in direct temporal and spatial proximity to university. Accidents on the way to and from the training facility (University) are covered.
Neither does accident insurance extend to non-student participants (e.g. visiting students, staff). It is recommended that you check and complement your private insurance cover where necessary.
More information on insurance cover and on the benefits of the statutory accident insurance can by found on the internet under www.unfallkassen.de
- How do I report an accident?Hide
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Accidents are to be reported immediately to the Safety Engineer of the University of Bayreuth,
Herrn Dipl.-Ing.(FH) Dieter Spörl,
Buildings & Grounds Maintenance, Room 2.07, Tel.-No.: 0921/55-2112
E-Mail: dieter.spoerl@uni-bayreuth.de; si@uni-bayreuth.de.Report of the accident should go to the Safety Officer named in the course catalogue for the respective area, using the appropriate form. Delayed accident reporting to the insurer responsible for the University of Bayreuth, the Bayerische Landesunfallkasse (Bavarian Accident Insurance Fund), 80791 München,Tel.: 089/360 93-0, https://www.kuvb.de, may disrupt the proper assessment procedure, and in certain cases could result in exclusion of benefits.
Information from the Landesunfallkasse on statutory accident insurance cover at universities (GUV-SI 8083 April 2008). - Am I insured through the university during an internship?Hide
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In the case of internships, the university has no direct influence on the way in which the internship is carried out or the course of the internship. During the internship, the students integrate themselves into the work process and thus fulfill the requirements for dependent employees according to §2 para. 1 no. 1 SGB VII. It is irrelevant whether it is a compulsory internship or a voluntary internship. The responsible internship company is responsible for statutory accident insurance cover (§133 Para.1 SGB VIII).
- Am I insured when participating in university sports?Hide
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Accident insurance cover during participation in University Sport only applies to officially organised, methodical and practical sporting exercises. During informal sporting activity (not an official event of the University), there is no insurance cover from the statutory accident insurance.
Liability insurance
In general, compensation is payable for any personal injury or damage to property caused by the culpable action of a student. This risk can be covered by taking out liability insurance.